1. Privacy Act Authorisation and Declaration
Avanti Finance Limited (hereinafter referred to as “we” and “us”) need to get private information from you and from others and share your information with other parties to assess your application for finance. The parties we collect and share information about you with are:
Equifax, a credit reporting agency - so that we can complete a credit check, assess your credit history and verify your identity.
The Ministry of Justice - to find out whether you have any outstanding fines.
New Zealand Transport Agency (NZTA) - complete a Driver Check. Driver Check is a service provided by the NZTA that allows us to access the following information about your driver licence: the licence classes you hold, the licence endorsements you hold, the conditions on your licence, the status of your licence. The NZTA will also send an automatic notification to us when any of the above information about your driver licence changes e.g. when your licence expires or is suspended.
2. Consent to Complete a Credit Check, Driver Check and Make Other Enquiries
By submitting this online application you consent and authorise us to:
Obtain a credit report from Equifax now and in the future and you consent to us using Equifax’s monitoring services to receive updates if your information changes. (Note: if you do not consent your application will not be able to be considered by Avanti.)
Obtain information from the Ministry of Justice to find out whether you have any outstanding fines and/or a criminal history.
Provide your personal information to 1) Equifax for the purpose of identity verification, credit reporting or lodging a default, 2) the Ministry of Justice in relation to any outstanding fines you may have or 3) the NZTA in relation to its driver check services.
Share your driver licence number with Equifax and/or the Ministry of Justice. You understand that disclosure of your driver licence number to Equifax and the Ministry of Justice is voluntary so you can ask us not to disclose by adding a note to the comments box above when you complete this application.
Obtain and access your driver licence record using NZTA’s Driver Check service both now and in the future and you consent to us receiving notifications from Driver Check if information about you or your driver licence changes.
Make disclosure of any information to any potential assignee, transferee or other person whom we anticipate entering into contractual relations in connection with this loan or any third party who has or may have a financial interest in this loan.
Disclose and receive your personal information, including but not limited to details of this loan, any associated loan application, any financial dealings you may have with us, your address, telephone number(s), the place where you work, details of your income and any convictions you may have, with the organisations set out in clause 1 b) to d) above in relation to the purposes described in clauses 1 and 2.
3. Declaration & Contact Details
You declare and certify that you have read and understood this application, you are not an undischarged bankrupt and you are no less than 18 years of age.
You have the right to know who is collecting information about you and the right ot access it and correct it if it is wrong. The addresses of agencies that may old your personal information are:
Avanti Finance Limited
Private Bag 11917